Entry age
16 to 45 years
The plan is designed for women within the entry-age range stated in the brochure.
A Plan Made for Women
A-Life Lady-i: Comprehensive Protection Designed for Women
A-Life Lady-i is a takaful plan designed specifically for women, with cover that can run to age 80. It includes core protection, female-related illness cover, women's care, a pregnancy benefit, cash rewards and a maturity benefit.
Early Eligibility
Who may apply?
Coverage period
Up to age 80
Cover is structured to accompany a longer stage of life, subject to plan terms.
Coverage amount
RM50,000 to RM300,000
The brochure shows several plan levels within this range. The actual amount depends on eligibility and the option that is confirmed.
Key Benefits
What is usually worth understanding first
This is a summary of benefits illustrated in the product materials. It is for early explanation only, not a guarantee or a full benefit list.
Core Protection
Death or Total and Permanent Disability (TPD), subject to plan terms.
Female Illness Cover
Includes female carcinoma in situ and female cancers involving areas such as the breast, cervix, uterus, fallopian tube, vulva/vagina and ovaries, as illustrated in the product summary.
Reset Benefit
Cover for the Female Illness Benefit may reset to the full amount 12 months after diagnosis of a covered female carcinoma in situ, subject to product conditions.
Women's Care Benefit
Includes selected female-specific procedures and certain covered care scenarios, subject to the official terms.
Pregnancy Benefit
Provides 10% of the coverage amount for covered pregnancy-related complications, subject to terms. Pregnancy benefit cover is up to age 45.
Cash Rewards
Includes eligible marriage, childbirth and Golden Age rewards, subject to product conditions.
Maturity Benefit
150% of the coverage amount upon maturity at age 80, subject to certificate terms.
Yearly Cash Bonus
For eligible AIA Vitality members, the first yearly cash bonus is 10% of Basic Contribution Paid. Later bonus percentages may change according to AIA Vitality status, up to the stated product maximum.
At a Glance
A-Life Lady-i Summary
This visual summary helps you see the main benefits more quickly. Full details remain subject to the takaful certificate, terms, conditions, exclusions and waiting periods.
Gift of Joy
A short note on Gift of Joy
The brochure also mentions a Gift of Joy feature linked to family applications. It is not an automatic reward.
- Eligible approved A-Life Idaman applications may qualify for a cash reward.
- An additional reward may apply when specified eligible health or baby riders are included.
- Eligibility, rates and payment remain subject to terms and official confirmation.
Why It Stands Out
Four points people often look at first
Women's protection
A clearer focus on illnesses and care that are more relevant to women, read together with the official documents.
Pregnancy
There is room for covered pregnancy complications, with an age limit and terms that should be understood first.
Life-event rewards
There may be cash rewards linked to certain life events, subject to eligibility.
Longer-term cover
The protection framework is structured up to age 80, including a maturity benefit if the certificate remains in force until then.
This information is a summary for early explanation only. Actual benefits are subject to terms, conditions, exclusions, waiting periods, underwriting and the official product documents.